Being You for Real

Friendships are a source of both joy and heartache.

Women have a greater need for friendships than men do.  Our friendships run deeper.  Men like to “do things” with friends.  Women want to “know things” about each other.  We like to do things together too, but we want to talk while we do it! We want to be real friends, who trust each other and are there for each other. Friends are part of your total prosperity, enriching your life in so many ways.

Girls are naturally drawn to each other.  A girl’s first experience with heartache may have been over a lost “best friend” rather than a “boy friend”.  When friendships are lost, women grieve. We do not just grieve for the friendship, but also for the secrets shared, the trust given and the acceptance enjoyed.  If betrayed, the pain runs deep.  No one can cause you more harm than someone you have deeply trusted.

Your best friend in school knew who you were afraid of and who you secretly liked.  She knew you still kept your Barbies in your room and that you cried for a week when Shaun Cassidy got married.  I’ll bet you remember a time when a friend you trusted proved not to be a trustworthy secret keeper.  It cut like a knife and that is when it starts – the creation of the wall and mask—your public facade.

The “you” you are willing to let the world see. You don’t want to risk letting people see the bad stuff, because if  they never see the real you,  you will be accepted and enjoy great friendships. Yes, we hide behind our constructed reality, thinking we are better off, but we lose so much.  If no one knows you are struggling, you deny them the chance to comfort you and keep you accountable.

If you are being accepted by people because of a facade you present, deep down you know it is only that disguise being accepted. The real you will be terribly alone and you know it.  That is why so many women you envy for their seeming perfection are struggling with deep insecurities, afraid to shine their light out in the world. One of the many teachings in Monetary Identity is to know who you are and what you bring to the table of relationships.

How do we start?

However your masquerade started and was reinforced, you need to look at how to take the mask off and start to be real.  Before allowing others to truly see us, we must accept who we are.  If you are not comfortable with the real you, you will always hide behind walls. Monetary Identity is a great way to begin and continue that process. Love to really see you there!

Getting to a Growth Mindset

How to Nurture a Growth Mindset – The 3-Step Process

One of Rich Chicks’ principles is prosperity–true prosperity of all aspects of your life: health, spirit, wealth.  Sometimes we get stuck in a pattern that does not bring prosperity into our lives. That’s when you need to examine your core beliefs and values to see if they are what you truly believe and want in your life. Monetary Identity, starting on October 11 helps you get to the growth mindset and out of fixed beliefs and ideas that are holding you back.

Step One – Awareness: Hear Your “Fixed Mindset” Voice

You most likely already know your “inner critic.” The first step is to identify it and the times you hear it. These are times that you’re brought back to a fixed mindset. Practice awareness by identifying the voice when you hear it. Remember what preceded those thoughts–look for clues.

Step Two – Reframe

Once you recognize that inner critic, you can learn to control it. The way that you interpret challenges is up to you. It’s hard to reframe the voice when you have ingrained thinking patterns. Imagine giving advice to a friend. We’re generally harder on ourselves than others. Take each statement and imagine that you’re giving advice, then reframe it

Step Three – Action: Take on the Growth Mindset

Choose a challenge that you’ve been avoiding and try it again. Turn your fixed mindset around. Start with one challenge and then apply it to the next once you have success.

Where Do Limiting Mindsets Come From?

Limiting beliefs come from a place or event in your lifetime experience.  As children we are conditioned to think in more fixed mindset terms.


IQ tests give you a ranking or identity as a child. Most of us develop an identity based on a perceived level of intelligence, and it becomes a label that we carry around. Modern research shows that intelligence is much more fluid than the system suggests.


Money beliefs again usually originate within the family. Limiting beliefs express feelings of guilt, hopelessness or scarcity. These are obviously not useful.


Early educational experiences also play a part in shaping limiting beliefs about work. The current education system does not train people to become growth thinkers or develop an entrepreneurial mindset

Other Limiting Beliefs from School

Some ideas you might have internalized include:

  • Obey Authority
  • Schools and workplaces are hierarchical–those in positions of authority know best.We learn this chain of command very early in our lives.
  • Follow Rules–this system naturally requires rules and discipline. There is a need to maintain order early on, but carrying it on into adulthood doesn’t serve us well.
  • Learn and Then Do. Tasks in school are given with instructions, learning starts with theory and ends in practice. This is the opposite of the growth mindset.
  • Comparing with Others. School evaluates and grades to compare with others, which fosters fixed thinking. This fixed, negative thinking can hold you back.

Take These Steps

 Even a small shift can create a tremendous amount of change toward a growth mindset. You have learned how to make these changes step by step. It’s easy to fall back into old mindsets, just remember these three fundamental steps to make your new mindset take root:

  • Awareness
  • Reframing
  • Action

This is only a small part of what life-changing ideas Monetary Identity brings to your life. Check out Monetary Identity! Use code gap to get and early bird discount (expires September 30)

What Keeps You From Getting Where You Want to Go in Your Life?

What is Mindset?

One of the concepts we present in Monetary Identity is that of mindset. Mindset is a collection of beliefs, including basic qualities like intelligence, talents and personality, a concept was originally formulated by psychologist Carol Dweck.

Factors like intelligence and ability do not guarantee success. Mindset and beliefs about abilities play a key role in fuelling success. We all know someone incredibly gifted who doesn’t achieve their potential.

Whether conscious or unconscious, negative mindsets can adversely impact success. A positive mindset can help activate potential. Examining your beliefs and your mindset is deep work, Monetary Identity helps with the discovery process enabling you to begin to develop a prosperity mindset and move forward in your life.

What Holds You Back? The Inner Critic

Mindset and beliefs can be totally unconscious. The voices in your head–your ‘Inner Critic’ is an inner voice that occurs on continuous repeat. The Inner Critic might tell you that you’re wrong or inadequate. Some people are very aware of this voice, while others aren’t. Many people mistakenly identify with this voice as their own. Mindset is malleable–you can develop or evolve your mindset and make profound differences with small shifts in awareness and habits. Shifting to a growth mindset is the next step!

Reaching for Success: Growth vs. Fixed Mindsets

Research had identified two types of mindsets

  • Fixed
  • Growth

Having a fixed mindset means that you believe characteristics are static and cannot be changed. Some people constantly feel the need to prove themselves. People with fixed mindsets often get consumed in proving themselves in their jobs or relationships. This comes from a need to confirm existing characteristics and static labels.

A growth mindset is one where an individual sees characteristics as developing and evolving. A growth mindset doesn’t compel a person to constantly prove themselves. They know they can change and grow with experience. A key element in success is a willingness to learn and grow.

A fixed mindset can be seen in someone who masters something quickly then plateaus.

A growth mindset is seen in someone who learns gradually, accepting new challenges along the way.

Mindset is situational

You may use growth mindset in certain situations and the fixed in others, often without realizing it. If you’re unsure, you’re more likely to adopt a fixed mindset. Defaulting to a fixed mindset instead of looking at options can limit success, health and happiness in the long term. In Monetary Identity, which starts October 11, you will be able to determine your mindset and work on it for maximum personal growth. Reserve your seat in this life-changing education.

Monetary Identity Session 6: Putting It All Together and Moving Forward

The last session of Monetary Identity helps you generate a goal plan, a “gap map” for closing your gap by integrating values into your monetary identity. Start creating your own guidebook for your life!

These six Monetary Identity posts have been overviews of each session. We are giving you the complete list below, which is much more comprehensive and reflects the depth of this learning experience. Register now!  Use code gap to get $50.00 off the tuition.  You deserve this!

Monetary Identity 2017 Complete Subject List

  •  Class One Understanding the Gap
  • Ten Areas of Monetary Identity
  • Poverty Mentality
  • Growth Mentality
  • Survival Mentality
  • The Myth of American “Classless” Society
  • Could You Survive in Poverty?
  • Could You Survive in Middle Class?
  • Could You Survive in Wealth?
  • Key Differences Among Social Classes
  • So what keeps people, especially women, from moving into higher income levels?
  • Questions for Class One
  • Class Two: Values-Based Lifestyle
  • Objective: Identify your top five values and describe how or what resources are being directed towards your values.
  • Where do/did your values come from? What beliefs do you have that no longer serve you?
  • Generational Influences
  • Find Your Strengths Checklist
  • Evaluating Your Strengths and Weaknesses
  • Core Beliefs
  • Sample Values List
  • Define Your Core Values—In-class Activity. Do Not Try This at Home!
  • Ten Types of Capital
  • Class Three: Life-Force Energy
  • Invest in What Feeds You!
  • Class Four: Monetary Identity Part 1
  • Levels of Growth Goal Setting
  • My Growth Goals
  • Introduction to Philanthropy
  • What is your personal legacy?
  • Three types of contributors
  • Meaning of Philanthropy Handout 1
  • Meaning of Philanthropy Handout 2
  • Questions for Class Four
  • Class Five Monetary Identity Part 2
  • Questions for Class Five
  • Class Six Putting It All Together and Moving Forward
  • Pulling It All Together
  • Making 2% changes is a Rich Chicks core belief –because it works!
  • Rich Chicks Top Ten List


Monetary Identity Part One: Session 4

Monetary Identity is the relationship you have with the resources around you. It plays out in every facet of your life and is an intricate balance of knowing your resources and harnessing them into a manner that is consistent with your personal goals.

Money is only part of the whole prosperity picture. There are ten areas to Monetary Identity™ and each is important in its own right. What is working for you in these five areas? What needs improvement? Personal, deep learning is an investment in yourself that will pay dividends for a lifetime. You deserve this! Register now! Use code gap for a generous $50.00 tuition credit. Hurry–discount ends March 17.

  1. Core Values.
  2. How you use your networks.
  3. How your networks use you .
  4. Monetary investments.
  5. Debt relationships.


Monetary Identity Session 3: Your Life Force Energy


When we talk about life force energy we are referring to how energized or de-energized you feel when doing your daily activities. We take a look at what times of the day you feel magical and the times you don’t. Are you and early bird, full of energy before the sun rises? Night owl? Adjust what you do to your energy pattern. If you are de-energized, you are going to push prosperity away. Register for this energizing class series now! Use code gap to get a sizzling $50.00 off the tuition.

You want to make sure that anything that gets four hours or more of your time each week either energizes you or allows you to do something at the same time that gives you energy.

For example, if you are spending forty hours a week doing work you hate and being around people you can’t stand, your energy is going to be right there splashing in the toilet. Is a new job or different position in your future?

Maybe you love the work you do and can tolerate the people but the physical environment sucks big time. Do as much as you can to your surroundings to energize you.  Put up pictures of family, friends, pets.  Post funny cartoons on your walls.

If you’re stuck in traffic or have a long commute that you don’t enjoy, make it more enjoyable by listening to music you love or maybe books on tape.  Make it better!

We talk a lot about small changes, and once again, the key is 2% change.  Take little steps.  Keep the life force energy up and attract prosperity to you! Register now–use code gap for $50.00 off.